Garis, Roy L.
University of Tennessee at Chattanooga
Place of Publication
With the use of consumer credit becoming more and more widespread, there has been a growing feeling that its use should be controlled. This is an examination of the fundamental developments in the history of the National Retail Credit Association, the leading association of retail credit men, giving special consideration to the idea of credit control. The credit abuses before any form of cooperation or control evolved are presented in the first chapter. Then, the part that the NRCA played in bringing about the cooperation of retail credit men is treated . The NRCA was the first to suggest voluntary control of credit through community credit policies. The next step in the control of consumer credit was the regulation by the federal government during the war emergency. Finally, the controversy over the continuation of federal regulation of consumer credit and the possible solutions to the problem are considered. The material upon which this thesis is based was taken, for the most part, from various issues of the Credit World, the official publication of the NRCA.
I wish to express my appreciation of Dr. Clyde William Phelps for the use of his files and for his advice and assistance which have been of invaluable aid in the preparation of this thesis .
B. S.; An honors thesis submitted to the faculty of the University of Tennessee at Chattanooga in partial fulfillment of the requirements of the degree of Bachelor of Science.
Bank credit; Commercial credit; Consumers; Retail Stores
Economics | Sales and Merchandising
iv, 65 leaves
Tharpe, Barbara, "The National Retail Credit Association: an experiment in cooperation for retail credit control" (1946). Honors Theses.